Declined Reasons
When a verification request involving Business AML Screening is declined, the following reasons are presented to the end user or client.
| Status Code | Description |
|---|---|
| Elevated AML Risk | |
| SPDR129 | Matched against a warnings and regulatory enforcement list: alerts to rule violations, or penalties for non-compliance. |
| SPDR182 | Matched against a sanctions list: penalties or restrictions imposed by authorities for violating laws or international norms. |
| SPDR183 | Matched against a warnings and regulatory enforcement list: alerts to rule violations, or penalties for non-compliance. |
| SPDR184 | Matched against a fitness and probity list: concerns over the business's competence, integrity, or ethical conduct in financial services. |
| SPDR185 | AML screening failed. Business found in PEP lists. |
| SPDR186 | Matched in adverse media: negative or damaging coverage indicating potential risk. |
| SPDR316 | Matched as a Special Interest Business: a business flagged for suspected or confirmed criminal involvement. |
| SPDR317 | Matched as a Special Interest Entity (SIE): an entity flagged for suspected or confirmed criminal involvement. |
| SPDR318 | Matched against an insolvency list: unable to pay debts owed, or declared bankrupt by a judicial process. |
| Incomplete Verification | |
| SPDR241 | The screening process was canceled by the user. |
tip
Each declined code maps to a data-source category described in How It Works. Use the code to route the case to the right review queue, then inspect the matched records in the response.