Fast ID

Shufti Fast ID is a revolutionary service that transforms customer onboarding by enabling instant identity verification with just a facial scan. By eliminating the repetitive process of verifying identity documents, it also accelerates the onboarding journey while enhancing security and convenience. Once a user provides their facial proof, they can quickly select their profile from the system. If there’s a match, onboarding is completed instantly; otherwise, the user proceeds with the standard KYC process. This seamless, secure solution improves user experience by simplifying verification steps.

Fast ID streamlines verification and login processes across multiple platforms by allowing verified user data to be securely reused across related business entities or subsidiaries. Once verified with one entity, the data can be accessed across affiliated platforms for instant re-verification with just a facial scan, improving efficiency and security.

What is Fast ID?

This innovative service allows end users to quickly onboard by providing facial proof and selecting their profile from a list of identified profiles in the system. If the chosen profile matches the end user's record, the onboarding is instantly completed, bypassing traditional verification steps. In cases where there is no match, the end user proceeds with the standard KYC process. Fast ID offers a seamless, secure, and efficient way to onboard users, enhancing the overall user experience.

info

What is Standard KYC?: Standard KYC is a thorough verification process requiring end users to submit the requested information, such as identity documents, in real-time.

note

The service is explicitly developed for On-site verifications.

How does it work?

1. Consent: The end user provides consent for identity verification.
2. Face Verification: The end user verifies their face using Shufti's Facial Biometrics service.
3. Database Screening: The end user's face scan is screened against our verified users' database.
      a. It is matched against previously verified users to detect duplicates.
      b. Any matches trigger additional validation or alerts based on client configuration.
4. Selection Process: Shufti displays five masked records along with one correct profile, and the end user selects the most relevant record that matches their profile.
      a. Correct Record Selection: If the correct record is chosen, the end user is successfully onboarded into the merchant's system.
      b. Incorrect Record Selection: If the wrong record is selected, the user reverts to the Standard KYC process as defined by the merchant.
5. Step-up Verification: In case sufficient verification data is not available as requested by the Merchant e.g. Requested Data: Face, ID document, and address document; Found in Verified user Database: Face and ID Document only, the system will direct the user to provide the missing information (Address Document) to complete the verification process.

Benefits of Fast ID

• Reduced Onboarding Time:
  Quickly enroll new customers without the need for extensive document verification.
• Single-Step Re-verification:
  Re-verify users with a facial scan, skipping document submissions for faster access.
• Higher Pass Rates:
  Improve your customer acquisition with fewer enrollment drop-offs.
• Verified Data Reuse Across Subsidiaries:
  Securely share verified user data across subsidiaries, reducing repetitive verifications.
• Increased Customer Satisfaction:
  Provide a smoother, hassle-free verification experience.

Parameter & Description

Parameter

Description

allow_fast_id

Required: No Type: string Accepted Values: 0, 1 Default-Value: 1 This parameter enables end users to bypass the lengthy verification steps by verifying their identity through facial proof alone. Shufti Pro conducts a search using the provided facial proof against our verified user database and presents five random identities. The user can then select the relevant identity from the listed options for cross-authentication. If the value is 0, the end user will undergo standard KYC flow.

Fast ID Request

fast-id-request-object

//POST / HTTP/1.1
//Host: api.shuftipro.com
//Content-Type: application/json
//Authorization: Basic NmI4NmIyNzNmZjM0ZmNlMTlkNmI4WJRTUxINTJHUw== 

{
    "reference": "ABCD1234",
    "country": "",
    "language": "en",
    "email": "[email protected]",

    "allow_fast_id": "1", //This key facilitates consent and enables Fast ID.

    "face": {
        "proof": "",
        "check_duplicate_request": 0
    },
    "document": {
        "proof": "",
        "additional_proof": "",
        "supported_types": [
            "id_card"
        ],
        "document_number": ""
    }
}