Declined Reasons
When a verification request involving Address Verification & Validation is declined, the following reasons are presented to the end user or client.
| Status Code | Description |
|---|---|
| Elevated Fraud Risk | |
| SPDR03 | Image is altered or photoshopped. |
| SPDR04 | Copy of the image found on the web. |
| SPDR06 | Document originality could not be verified. |
| SPDR48 | Document proof is altered/edited. |
| SPDR51 | Document proof is from another screen. |
| SPDR56 | Information on the document is edited. |
| SPDR89 | Uploaded image of the document is edited or cropped. |
| SPDR90 | Uploaded image is found on the internet. |
| SPDR131 | Document is captured from another device. |
| SPDR134 | Uploaded image of the document is found on the internet. |
| SPDR194 | The provided document is edited. |
| SPDR225 | The proof has been uploaded and not captured in real time. |
| Document Data Mismatch | |
| SPDR13 | Document doesn't match the provided options. |
| SPDR22 | Name on the Address Document doesn't match. |
| SPDR23 | Address did not match the record, please provide a document with a valid address. |
| SPDR26 | Addresses on the Identity Document and Utility Bill do not match. |
| SPDR30 | Issue date on the address document doesn't match. |
| SPDR68 | Issue date does not match with the provided one. |
| SPDR75 | Name on the document does not match with the provided one. |
| SPDR80 | Address on the document does not match with the provided one. |
| SPDR169 | Issue date of the uploaded document does not match the record. |
| SPDR173 | Name on the address document doesn’t match the record. |
| SPDR269 | The address did not match the record. |
| Inconsistent Document Proofs | |
| SPDR21 | Proof and Additional Proof are of different documents. |
| SPDR31 | Address proof and document proof are of different persons. |
| SPDR42 | Front and backside images of the document did not match. |
| SPDR65 | Address proof and document proof do not match. |
| SPDR66 | Both documents should belong to the same person. |
| SPDR125 | Uploaded front side and backside are of different documents. |
| SPDR146 | The address document and identity document don’t belong to the same person. |
| SPDR285 | Document proofs do not belong to the same person. |
| Data Validation Issue | |
| SPDR14 | Age could not be verified. |
| SPDR25 | Country on the address document could not be verified. |
| SPDR81 | Address provided is invalid. |
| SPDR112 | Country on the address document could not be verified. |
| SPDR113 | The issuing country of the document is not supported. |
| SPDR188 | Bank Transfer Number could not be verified. |
| SPDR189 | Tax Identity Number could not be verified. |
| Document Integrity Issue | |
| SPDR47 | Document proof is a screenshot. |
| SPDR49 | Document proof is paper-based, which is not accepted. |
| SPDR50 | Document proof is punched/broken. |
| SPDR83 | Address is not present on the provided document. |
| SPDR88 | Uploaded document is Black and White. |
| SPDR91 | Document is laminated. |
| SPDR92 | Document is scanned or a colored copy. |
| SPDR93 | Document is paper-based or laminated. |
| SPDR128 | Uploaded document is laminated. |
| SPDR129 | Document might be broken, damaged, or punched. |
| SPDR130 | Uploaded image of the document is a screenshot. |
| SPDR136 | Uploaded document is black and white. |
| SPDR190 | The provided document is broken. |
| SPDR193 | The provided document is a photocopy (color or black & white). |
| SPDR197 | The provided document is scanned. |
| SPDR202 | The provided document is cropped. |
| SPDR203 | The provided document is handwritten. |
| SPDR200 | The provided document is punched. |
| SPDR201 | The provided document is cracked. |
| SPDR216 | The uploaded document is broken with affected data. |
| Image Quality Deficiency | |
| SPDR28 | The uploaded image of the document is blurred. |
| SPDR53 | Document proof is not fully displayed. |
| SPDR54 | Document is blurry. |
| SPDR55 | Information on the document proof is not visible. |
| SPDR71 | Issue date on the document is not clearly visible. |
| SPDR76 | Name on the document is not clearly visible. |
| SPDR82 | Address on the document is not clearly visible. |
| SPDR120 | Information on the document is not readable. |
| SPDR121 | Entire document is not visible. |
| SPDR122 | Uploaded document of the image is blurry. |
| SPDR142 | Issuing date of the document is not visible. |
| SPDR215 | The uploaded document is inverted or in mirror view. |
| Expired Document | |
| SPDR27 | The address document is expired. |
| SPDR70 | Submitted document is expired. |
| Unsupported or Invalid Document | |
| SPDR24 | Document type is different from the provided options. |
| SPDR46 | Same ID Document cannot be submitted as proof of address. |
| SPDR67 | Document should be from the provided country. |
| SPDR94 | Uploaded document is a test card. |
| SPDR103 | The uploaded document does not match the mentioned document type. |
| SPDR107 | Uploaded document is a test card. |
| SPDR124 | The uploaded document does not match the mentioned document type. |
| SPDR135 | Uploaded image is a test card. |
| SPDR137 | Document is not found in the uploaded image. |
| SPDR250 | Address documents from Ontario are not allowed. |
| SPDR268 | The provided image is corrupted. |
| Insufficient Submission | |
| SPDR43 | Camera is not accessible for verification. |
| SPDR274 | End user did not submit complete verification proofs or data. |
| SPDR276 | The user does not want to share camera or documents. |
| SPDR284 | The complete verification data was not provided by the user. |
| Incomplete Verification | |
| SPDR241 | The verification process was canceled by the user. |